Services

Selling

Select Estates is an international real estate & management organization specializing in the development and sale of apartments and villas. Select Estates knows the importance of quality, service and reliability. These are exactly the things we emphasize throughout the entire sales process.

We have a database with many customers searching for a property. If you want to sell property in Spain, you have come to the right place. Everything needed to sell real estate is professionally and adequately arranged and taken care of by us.

If you wish to sell your property you can contact us by using the contact form. Of course you are always welcome at the office! We would love to hear and/or see you!

Benefits Select Estates:

Your home in trusted hands.
More than 15 years knowledge of the Spanish real estate market.
Good presentation of your property.
Your property on our website and on various international portals.
Active on social media and a high Google ranking
Participation in international fairs.

Download our ‘Sell’ Brochure

MORTGAGE ON SPANISH
REAL ESTATE

Here are some conditions when applying for a Spanish mortgage:

Finance is possible to maximum of 70% of the valued property for non residents.
Only Legal properties can be mortgaged.
Payment of only interest is possible from 1 till 5 years.
The interest rate is based on the Euribor
It is possible to have a mortgage with a maximum term of 40 years
Interest only mortgages are also possible.

FINANCE

Tax

Below is a brief explanation of the most common taxes you may encounter in Spain.

1. Property Tax (Impuesto sobre bienes inmuebles):

The owner of the property pays between 0.3% and 0.6% of the cadastral value, which differs per municipality.

2. Transfer tax (Impuesto de Transmisiones Patrimoniales):

Transfer tax is 10% on the amount stated in the title deed. This applies to existing homes or plots of land owned by a private individual.

3. IVA (VAT):

The rate is 10% in the following cases.

On the purchase of a newly built house from a property developer.
When purchasing a building plot linked to a building contract for a home.

The rate is 21% in the following cases.

When purchasing a commercial property.
On the purchase of a building plot from a property developer or company.

In addition, you may also have to deal with property tax, tax on the increase in value of land and house, capital gains tax, etc.

If you have any questions about other tax matters, we kindly ask you to contact us. We are happy to help you!

Invest

It is interesting to invest in Spain now, because property prices are rising every year. There are a number of possibilities to make the investment result in a good investment.

1. As a sale and to occupy the property yourself. After a number of years it will be possible to make a profit on the sale.

2. As a sale and to let the house. This will result in an annual rental income, with a minimum net return of 5%. It will also be possible to make a profit on the sale.

3. Renovate a house and then sell or let it with an option to buy.

Through good knowledge of the market and close contacts with banks, brokers, contractors and project developers, we can give you good advice, for a good investment.

If you have any questions about investing in real estate, we kindly ask you to contact us. We are happy to help you!

CONSTRUCTION

Select Estates has over 15 years of experience in the guidance for building or renovating a home. So Do you want to buy a piece of land and make your dream home come true? Then Select Estates is the right place for you. Select Estates has a large network of professionals and works mainly with highly skilled architects and contractors.

Select Estates can assist you from start to finish. The first step is to look for a building plot and Select Estates can help you with that too! We have a large portfolio of building plots in different areas.

A brief summary explains the procedures for building a dwelling. Select Estates helps you:

Your search for a suitable location.
The purchase of the building plot.
Topography and soil survey of the plot.
Designing your home, making a proyecto basico.
Present final design to the municipality to obtain a building permit.
Making the proyecto ejecucion, with which a contractor can build the house.
Appointing a contractor, technical architect.
Take out various insurances such as 10-year construction guarantee, liability insurance etc..
After obtaining the building license, construction can be started.
The progress discussions with the architect and contractor during construction.
Once the construction has been completed, it will be inspected by the municipality to obtain the licencia de obra nueva (legalisation of the new construction).
Water, gas and electricity connections.

Select Estates can assist you throughout the entire process. Would you like to know more and are you curious about the conditions? Do not hesitate to contact us!

Buying

Buying a property is an important emotional and financial event in life. There are many questions to be answered and decisions to be made that determine the future. As a full service real estate agent we mediate, sell and value various types of properties on the Costa Blanca in Spain on a daily basis.

Our expert team has all the knowledge and knows exactly which paths to take. We investigate the market, go through all steps of the purchase process and advise a realistic purchase price. Each property is unique. We therefore give you all the attention, information and guidance you need, so that you can buy your dream home at the best price. At Select Estates you get service, security and an optimal result.

If you wish to buy a property you can contact us using the contact form. Of course you are always welcome at the office! We would love to hear and/or see you!

Benefits Select Estates: